North Dakota minimum wage: $7.25/hr (2026)
📊 North Dakota Income Tax Overview 2026
North Dakota uses a Progressive: up to 2.5% income tax system.
| Taxable Income (Single) | CA Tax Rate | Tax on Bracket |
|---|---|---|
| $0 – $10,412 | 1.0% | up to $104 |
| $10,413 – $24,684 | 2.0% | up to $285 |
| $24,685 – $38,959 | 4.0% | up to $571 |
| $38,960 – $54,081 | 6.0% | up to $907 |
| $54,082 – $68,350 | 8.0% | up to $1,141 |
| $68,351 – $349,137 | 9.3% | up to $26,139 |
| $349,138 – $418,961 | 10.3% | up to $7,192 |
| $418,962 – $698,274 | 11.3% | up to $31,560 |
| $698,275+ | 13.3% | highest bracket |
Source: ND Office of State Tax Commissioner · 2026. Top rate: 2.5%.
💵 Common Hourly Wages — North Dakota After-Tax
Here's what various hourly wages look like after North Dakota taxes (single filer, 2026):
| Hourly Rate | Annual Gross | CA State Tax | Take-Home/yr | Take-Home/mo |
|---|---|---|---|---|
| $17/hr | $35,360 | ~$618 | ~$29,300 | ~$2,442 |
| $20/hr | $41,600 | ~$935 | ~$33,900 | ~$2,825 |
| $22/hr | $45,760 | ~$1,155 | ~$36,800 | ~$3,067 |
| $25/hr | $52,000 | ~$1,614 | ~$41,500 | ~$3,458 |
| $30/hr | $62,400 | ~$2,450 | ~$49,300 | ~$4,108 |
| $35/hr | $72,800 | ~$3,350 | ~$56,800 | ~$4,733 |
| $40/hr | $83,200 | ~$4,260 | ~$64,100 | ~$5,342 |
| $50/hr | $104,000 | ~$6,450 | ~$78,700 | ~$6,558 |
🏙️ North Dakota Major Cities — Wages & Cost of Living 2026
Here's a cost of living overview for major North Dakota cities:
📖 California Tax Guide for Workers 2026
California State Income Tax
California uses a progressive income tax system with 9 brackets (1%–13.3%). Unlike federal taxes, California has a relatively low standard deduction of $5,202 for single filers in 2026, meaning more of your income is subject to state tax compared to federal tax.
State Disability Insurance (SDI)
California workers pay SDI at 0.9% of gross wages with no wage ceiling since January 2024. SDI provides short-term disability benefits and Paid Family Leave (PFL) — you may be eligible to receive up to 60–70% of your wages if you need to take time off for a qualifying disability or family reason.
California vs. No-Tax States
Compared to Texas or Florida (0% state tax), a California worker earning $52,000/year pays approximately $2,100–$2,500 more in state taxes annually. However, California offers benefits including disability insurance, paid family leave, strong worker protections, and higher minimum wages.
California Overtime Law
California has stricter overtime rules than federal law: overtime (1.5× rate) applies after 8 hours in a single day (not just 40 hours/week). Double time (2× rate) applies after 12 hours in a day or after 8 hours on the 7th consecutive day worked. This can significantly increase take-home for hourly workers who work long days.
California COLA & Living Wage
California has the highest cost of living of any U.S. state. The MIT Living Wage Calculator estimates a single adult in Los Angeles needs ~$30–35/hr to meet basic needs without government assistance. In San Francisco, the equivalent is closer to $38–42/hr. A $17/hr minimum wage, while the highest state minimum in the U.S., still falls short of a true living wage in California's major cities.
❓ Frequently Asked Questions
North Dakota minimum wage is the federal minimum of $7.25/hour. ND has not raised above the federal rate. Despite the low minimum wage, North Dakota's oil/energy sector drives high wages in many areas.
North Dakota has one of the lowest income tax rates in the U.S. — up to 2.5% — and most lower-income workers pay very little or nothing (first $44,850 is taxed at 0%). ND has been steadily reducing its rates.
$25/hr (~$3,458/month after ND taxes) is comfortable in most ND cities. Fargo 1-bedrooms average $800–$1,200, Bismarck $750–$1,100. ND has low cost of living and low taxes making $25/hr very livable. It is very tight in San Francisco or Los Angeles, where average rent for a 1-bedroom is $2,500–$3,500+. Most financial advisors recommend budgeting 30% of take-home for housing (~$988/month) — which is very difficult in coastal CA metros at $25/hr.
No — North Dakota has no mandatory state disability insurance or paid family leave. It funds two programs: (1) State Disability Insurance — pays 60–70% of wages for up to 52 weeks if you can't work due to illness, injury, or pregnancy, and (2) Paid Family Leave (PFL) — pays 60–70% of wages for up to 8 weeks to bond with a new child or care for a seriously ill family member.
California has the strongest overtime laws in the U.S.: 1.5× your regular rate for hours over 8 in a single day, all hours over 40 in a week, and the first 8 hours on the 7th consecutive workday. 2× your regular rate (double time) for hours over 12 in a single day and all hours on the 7th consecutive workday. These rules apply to most non-exempt employees regardless of industry.