Terms of Service

These Terms of Service ("Terms") constitute a legally binding agreement between you and HourlyToYearly.com ("Company," "we," "us," or "our") governing your access to and use of the website located at hourlytoyearly.com and any related tools, content, or services (collectively, the "Site").

These Terms apply to all visitors, users, and anyone who accesses or uses the Site. We reserve the right to change, modify, or update these Terms at any time. Changes are effective immediately upon posting. Your continued use of the Site following any changes constitutes your acceptance of those changes.

You must be at least 13 years of age to use this Site. By using the Site, you represent and warrant that you meet this age requirement.

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use HourlyToYearly.com for your personal, non-commercial purposes.

Permitted Uses

• Using our salary calculators to convert hourly wages to annual salary for personal financial planning
• Reading and sharing our salary guides and educational content
• Accessing state-specific salary information for personal career decisions
• Linking to our pages from your own website or blog (with proper attribution)
• Printing or saving content for personal, non-commercial use

Account Registration

HourlyToYearly.com does not currently require account registration. All calculators and content are freely accessible without creating an account or providing personal information. This may change in the future, in which case this section will be updated accordingly.

Accuracy of Information You Provide

If you contact us, submit a form, or provide any information, you agree that all information you provide is accurate, current, and complete. Providing false, misleading, or fraudulent information is a violation of these Terms.

Our hourly to yearly calculator and all related tools are provided for general informational and educational purposes only.

Calculator Assumptions

Our calculators operate on the following standard assumptions, which may not reflect your actual situation:

• Standard full-time schedule of 40 hours/week, 52 weeks/year unless adjusted
• Consistent hourly rate throughout the year (no overtime, bonuses, or rate changes)
• After-tax estimates use simplified federal rates and do not account for individual deductions, credits, filing status differences, or all state-specific rules
• No accounting for employee benefits, retirement contributions, health insurance premiums, or other deductions

No Guarantee of Accuracy

While we strive to ensure our calculators use correct formulas and current data, we make no warranties regarding the accuracy, completeness, or fitness for any particular purpose of the calculator results. Tax rates, minimum wages, and other figures change regularly. Always verify critical financial calculations with authoritative sources such as the IRS, your state's Department of Revenue, or a licensed CPA.

Data Privacy in Calculators

All calculations performed in our tools occur entirely within your browser using JavaScript. No salary or wage data you enter is transmitted to our servers, stored in our databases, or shared with any third party. See our Privacy Policy for full details.

The Site and its entire contents, features, and functionality — including but not limited to all text, graphics, logos, icons, images, audio clips, data compilations, software code, and the arrangement thereof — are owned by HourlyToYearly.com or its content suppliers and are protected by United States and international copyright, trademark, and other intellectual property laws.

What You May Not Do

• Copy, reproduce, republish, upload, post, or distribute our content without prior written permission
• Scrape, crawl, or use automated means to extract data from our Site in bulk
• Modify, create derivative works from, or reverse-engineer our calculators or code
• Remove or alter any copyright, trademark, or proprietary notices
• Use our brand name, logo, or trademarks without written consent
• Frame or mirror any part of the Site on another website

What You May Do

• Link to any page on our Site from your website, blog, or social media
• Quote brief excerpts (under 50 words) with clear attribution and a link back to the source page
• Share our content on social media platforms using the share buttons we provide
• Use our calculator results for personal financial planning

Copyright Infringement

If you believe any content on our Site infringes your copyright, please contact us at legal@hourlytoyearly.com with a description of the claimed infringement, the infringing URL, and your contact information. We respond to valid DMCA takedown notices promptly.

If you submit any content to us — including comments, feedback, suggestions, questions via our contact form, or any other communications — you grant HourlyToYearly.com a non-exclusive, royalty-free, perpetual, irrevocable license to use, reproduce, modify, and publish such content for any lawful purpose, including improving our Site and services.

You represent and warrant that:

• You own or have the necessary rights to submit the content
• The content does not violate any third-party intellectual property, privacy, or other rights
• The content is not defamatory, obscene, hateful, or otherwise objectionable
• The content does not contain malware, viruses, or harmful code

We reserve the right to remove any user-submitted content at our sole discretion without notice or liability.

You may not use HourlyToYearly.com for any of the following purposes:

• Any unlawful purpose or in violation of any applicable federal, state, local, or international law or regulation
• Transmitting unsolicited commercial communications (spam)
• Impersonating any person or entity, or misrepresenting your affiliation with any person or entity
• Interfering with or disrupting the integrity or performance of the Site or its servers
• Attempting to gain unauthorized access to any part of the Site or its related systems
• Using the Site to collect or harvest personal information about other users
• Engaging in any data mining, scraping, or similar data gathering or extraction activity
• Using the Site in any manner that could damage, disable, overburden, or impair the Site
• Uploading or transmitting viruses, Trojan horses, or other malicious code
• Engaging in any conduct that restricts or inhibits anyone's use or enjoyment of the Site
• Reproducing, duplicating, copying, or selling any portion of the Site for commercial purposes
• Using our content to train AI or machine learning models without explicit written consent

Our Site contains links to third-party websites and resources, including government data sources such as the Bureau of Labor Statistics, IRS, and the Department of Labor.

These links are provided for your convenience and informational purposes only. We do not control these third-party sites and are not responsible for their content, privacy policies, or practices. The inclusion of any link does not imply our endorsement of the linked site or its operators.

We encourage you to review the terms of service and privacy policies of any third-party websites you visit. Your use of third-party websites is at your own risk and subject to their terms and policies.

HourlyToYearly.com is supported by advertising revenue. We use Google AdSense to display advertisements on our Site. These ads help us keep all tools and content free for our users.

Ad Disclosure

• Advertisements are clearly labeled and visually distinguished from editorial content
• We do not accept payment to feature specific products or services within our editorial content
• Advertisers have no control over our editorial decisions or calculator methodologies
• We do not endorse the products or services advertised on our Site

Ad Interactions

Your interactions with advertisements on our Site are governed by the advertiser's terms and the policies of Google AdSense. We are not responsible for the content of advertisements, the accuracy of advertiser claims, or any transactions you conduct with advertisers. For questions about specific ads, contact the advertiser directly.

Ad-Blocker Policy

You are free to use ad-blocking software when visiting HourlyToYearly.com. However, we ask that you consider disabling your ad blocker for our Site, as advertising revenue directly funds the free tools and content we provide. We do not engage in ad-block circumvention practices.

THE SITE AND ALL CONTENT, TOOLS, AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, HOURLYTOYEARLY.COM EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

• IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT
• WARRANTIES THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS
• WARRANTIES REGARDING THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF ANY CONTENT, CALCULATOR RESULTS, OR SALARY DATA
• WARRANTIES THAT THE SITE WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS

Salary calculations, tax estimates, and wage data on this Site are for general informational purposes only. They are not a substitute for professional financial, tax, or legal advice. Always consult a qualified professional for advice specific to your situation.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL HOURLYTOYEARLY.COM, ITS OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AGENTS, LICENSORS, OR SUPPLIERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

• Loss of profits, revenue, data, goodwill, or other intangible losses
• Financial decisions made based on calculator results or content on this Site
• Errors or inaccuracies in salary data, tax estimates, or other information
• Unauthorized access to or alteration of your transmissions or data
• Interruption or cessation of service
• Any bugs, viruses, Trojan horses, or similar items transmitted through the Site by any third party

IN NO EVENT SHALL OUR AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THE USE OF THE SITE EXCEED ONE HUNDRED U.S. DOLLARS ($100) OR THE AMOUNT YOU PAID US IN THE PRECEDING TWELVE MONTHS, WHICHEVER IS GREATER.

Some jurisdictions do not allow exclusion of implied warranties or limitation of liability for incidental or consequential damages. In such jurisdictions, our liability is limited to the greatest extent permitted by law.

You agree to defend, indemnify, and hold harmless HourlyToYearly.com and its officers, directors, employees, contractors, agents, licensors, and suppliers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

• Your violation of these Terms of Service
• Your use or misuse of the Site or its content
• Your violation of any third-party right, including intellectual property, privacy, or proprietary rights
• Your violation of any applicable law, rule, or regulation
• Any content you submit to us that causes damage to any person or entity

We reserve the right to assume exclusive defense and control of any matter subject to indemnification by you, at your expense. You agree to cooperate with our defense of such claims. We will notify you of any such claim, action, or proceeding promptly upon becoming aware of it.

We reserve the right, in our sole discretion, to terminate or suspend your access to all or part of the Site at any time, with or without notice, for any reason, including but not limited to:

• Violation of these Terms of Service
• Conduct that we believe is harmful to other users, us, or third parties
• Abusive, fraudulent, or illegal activity
• Extended period of inactivity (for future account-based services)

Upon termination, all licenses and rights granted to you under these Terms will immediately cease. The following provisions survive termination: Intellectual Property Rights, Disclaimers, Limitation of Liability, Indemnification, and Governing Law.

You may stop using the Site at any time. As there is no account registration required, no formal termination process is needed on your part.

Governing Law

These Terms of Service and any disputes arising out of or related to them or the Site shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

Dispute Resolution

Before initiating any formal legal proceeding, we encourage you to contact us directly at legal@hourlytoyearly.com to attempt to resolve the dispute informally. We will make good-faith efforts to resolve disputes amicably within 30 days.

Class Action Waiver

TO THE EXTENT PERMITTED BY LAW, YOU AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION.

Statute of Limitations

Any claim or cause of action arising out of or related to use of the Site or these Terms must be filed within one (1) year after such claim or cause of action arose, or it will be forever barred.

We reserve the right to revise and update these Terms of Service at any time at our sole discretion. All changes are effective immediately when we post them. We will indicate the date of the most recent revision at the top of this page.

Material changes will be announced via a notice on our homepage for a reasonable period. It is your responsibility to check this page periodically for changes. Your continued use of the Site after the posting of revised Terms constitutes your acceptance of the changes.

If you do not agree to the revised Terms, you must stop using the Site. Previous versions of these Terms are available upon request by emailing legal@hourlytoyearly.com.

If you have any questions, concerns, or feedback about these Terms of Service, please contact us:

• Legal inquiries: legal@hourlytoyearly.com
• General contact: hello@hourlytoyearly.com
• Contact form: hourlytoyearly.com/contact/

We will respond to all legal inquiries within 30 business days.