FL minimum wage: $13.00/hr (2026) · Tipped: $9.98/hr
📊 Florida Tax Overview 2026
Florida has NO state income tax — one of only 9 states with zero income tax on wages. Florida workers only pay federal income tax and FICA, keeping significantly more of each paycheck compared to states like California, New York, or Oregon.
| Taxable Income (Single) | CA Tax Rate | Tax on Bracket |
|---|---|---|
| $0 – $10,412 | 1.0% | up to $104 |
| $10,413 – $24,684 | 2.0% | up to $285 |
| $24,685 – $38,959 | 4.0% | up to $571 |
| $38,960 – $54,081 | 6.0% | up to $907 |
| $54,082 – $68,350 | 8.0% | up to $1,141 |
| $68,351 – $349,137 | 9.3% | up to $26,139 |
| $349,138 – $418,961 | 10.3% | up to $7,192 |
| $418,962 – $698,274 | 11.3% | up to $31,560 |
| $698,275+ | 13.3% | highest bracket |
Source: IRS.gov · 2026 federal tax tables. Florida has no state income tax. Only federal income tax and FICA (7.65%) apply.
💵 Common Hourly Wages — Florida After-Tax
Here's what various hourly wages look like after federal taxes only — Florida has no state income tax or SDI:
| Hourly Rate | Annual Gross | CA State Tax | Take-Home/yr | Take-Home/mo |
|---|---|---|---|---|
| $17/hr | $35,360 | ~$618 | ~$28,950 | ~$2,413 |
| $20/hr | $41,600 | ~$935 | ~$33,800 | ~$2,817 |
| $22/hr | $45,760 | ~$1,155 | ~$36,900 | ~$3,075 |
| $25/hr | $52,000 | ~$1,614 | ~$42,032 | ~$3,503 |
| $30/hr | $62,400 | ~$2,450 | ~$49,900 | ~$4,158 |
| $35/hr | $72,800 | ~$3,350 | ~$57,400 | ~$4,783 |
| $40/hr | $83,200 | ~$4,260 | ~$64,900 | ~$5,408 |
| $50/hr | $104,000 | ~$6,450 | ~$79,600 | ~$6,633 |
🏙️ Florida Major Cities — Wages & Cost of Living 2026
Florida cities cannot set minimum wages above the state minimum. Here's a snapshot of major FL cities: Here are the key city-specific rates:
📖 Florida Tax Guide for Workers 2026
Florida Has No State Income Tax
California uses a progressive income tax system with 9 brackets (1%–13.3%). Unlike federal taxes, California has a relatively low standard deduction of $5,202 for single filers in 2026, meaning more of your income is subject to state tax compared to federal tax.
No Florida SDI or PFL
Florida has no mandatory state disability insurance (SDI) or paid family leave program. Unlike California or New Jersey, there is no payroll deduction for these programs. Florida workers who need disability or family leave coverage should look into employer-provided benefits or private insurance policies. The absence of SDI deductions means a slightly higher paycheck compared to states with mandatory SDI.
Florida vs. High-Tax States
Compared to California (up to 13.3% state tax), a Florida worker earning $52,000/year keeps approximately $2,100–$2,500 more per year. Compared to New York (up to 10.9% + NYC local), a Florida worker keeps up to $4,000+ more annually. Florida's trade-off: lower taxes but also no state-mandated paid family leave, lower minimum wage ($13/hr vs CA's $17/hr), and less robust worker protection laws than states like California or New York.
Florida Overtime Law
California has stricter overtime rules than federal law: overtime (1.5× rate) applies after 8 hours in a single day (not just 40 hours/week). Double time (2× rate) applies after 12 hours in a day or after 8 hours on the 7th consecutive day worked. Use our overtime calculator to calculate your Florida overtime pay.
California COLA & Living Wage
Florida's cost of living is moderate — higher than the national average in Miami and coastal areas, but significantly lower than California or New York. The MIT Living Wage Calculator estimates a single adult in Los Angeles needs ~$30–35/hr to meet basic needs without government assistance. In San Francisco, the equivalent is closer to $38–42/hr. A $17/hr minimum wage, while the highest state minimum in the U.S., still falls short of a true living wage in California's major cities.
❓ Frequently Asked Questions
The Florida minimum wage is $13.00/hour in 2026. Florida's minimum wage increases annually per Amendment 2 until reaching $15/hr. The tipped employee minimum is $9.98/hr. Florida cities cannot set their own higher minimum wages. Florida does not allow cities or counties to set minimum wages higher than the state rate. The annual increase schedule: $13.00 (2026), $14.00 (2027), $15.00 (2028 — final target).
At $25/hour ($52,000/year), a single filer in California pays approximately $1,614 in state income tax plus $468 in SDI (0.9%). Combined with federal income tax (~$4,202) and FICA ($3,978), total deductions are approximately $10,262, leaving a take-home of approximately $39,500–$41,738/year depending on deductions and credits.
$25/hour ($52,000/year, ~$3,292/month after tax) is sufficient to live in lower-cost California cities like Sacramento, Fresno, or Riverside, particularly with roommates. It is very tight in San Francisco or Los Angeles, where average rent for a 1-bedroom is $2,500–$3,500+. Most financial advisors recommend budgeting 30% of take-home for housing (~$988/month) — which is very difficult in coastal CA metros at $25/hr.
California SDI (State Disability Insurance) is a mandatory payroll deduction of 0.9% on all wages with no income cap (since January 2024). It funds two programs: (1) State Disability Insurance — pays 60–70% of wages for up to 52 weeks if you can't work due to illness, injury, or pregnancy, and (2) Paid Family Leave (PFL) — pays 60–70% of wages for up to 8 weeks to bond with a new child or care for a seriously ill family member.
California has the strongest overtime laws in the U.S.: 1.5× your regular rate for hours over 8 in a single day, all hours over 40 in a week, and the first 8 hours on the 7th consecutive workday. Florida minimum wage must be paid for all hours worked, including overtime hours. Tipped employees can be paid the tipped minimum wage ($9.98/hr) for regular hours but must be paid 1.5× the full minimum wage for overtime. Use our overtime calculator.