🌲 Minnesota

Minnesota Hourly to Yearly Salary Calculator 2026

Minnesota has progressive income tax from 5.35% to 9.85% — one of the higher state rates. Calculate your exact Minnesota take-home after federal, MN state tax, and FICA. Updated 2026.

$11.13
MN Min Wage/hr
$27.80
MN Median Wage/hr
13.3%
MN Top Tax Rate
0%
MN SDI Rate
Minnesota Salary Calculator
Federal + MN progressive tax + FICA · 2026

Minnesota minimum wage: $11.13/hr (2026)

Minnesota Annual Take-Home
$39,500
After federal + MN progressive tax + FICA
Gross Annual Salary$52,000
FederalFederal Income Tax −$5,990
FICASocial Security (6.2%)−$3,224
FICAMedicare (1.45%)−$754
StateMinnesota Income Tax −$1,614
SDIMinnesota SDI (None)−$468
✅ Total Take-Home$39,950
Monthly
$3,329
Biweekly
$1,537
Weekly
$768

📊 Minnesota Income Tax Overview 2026

Minnesota uses a Progressive: 5.35%–9.85% income tax system. See the wage table below for common take-home pay amounts.

Taxable Income (Single)CA Tax RateTax on Bracket
$0 – $10,4121.0%up to $104
$10,413 – $24,6842.0%up to $285
$24,685 – $38,9594.0%up to $571
$38,960 – $54,0816.0%up to $907
$54,082 – $68,3508.0%up to $1,141
$68,351 – $349,1379.3%up to $26,139
$349,138 – $418,96110.3%up to $7,192
$418,962 – $698,27411.3%up to $31,560
$698,275+13.3%highest bracket

Source: MN Dept of Revenue · 2026. Progressive: 5.35%–9.85%.

💵 Common Hourly Wages — Minnesota After-Tax

Here's what various hourly wages look like after Minnesota taxes (single filer, 2026):

Hourly RateAnnual GrossCA State TaxTake-Home/yrTake-Home/mo
$17/hr$35,360~$618~$27,200~$2,267
$20/hr$41,600~$935~$31,500~$2,625
$22/hr$45,760~$1,155~$34,300~$2,858
$25/hr$52,000~$1,614~$38,400~$3,200
$30/hr$62,400~$2,450~$45,600~$3,800
$35/hr$72,800~$3,350~$52,500~$4,375
$40/hr$83,200~$4,260~$59,200~$4,933
$50/hr$104,000~$6,450~$72,400~$6,033

🏙️ Minnesota Major Cities — Wages & Cost of Living 2026

Here's a cost of living overview for major Minnesota cities:

🌉 San Francisco
$18.67/hr
City minimum. SF living wage for 1 adult: ~$35/hr. Very high COL.
🌴 Los Angeles
$17.28/hr
City of LA minimum. LA County: $17/hr. Living wage ~$25–30/hr.
💻 San Jose
$17.95/hr
Silicon Valley city minimum. Living wage: $30–40/hr for single adult.
🌞 San Diego
$17/hr
State minimum applies. Living wage ~$22–27/hr for single adult.
🏛️ Sacramento
$17/hr
State minimum. More affordable than coastal cities. Living wage ~$20/hr.
🌁 Oakland
$17.37/hr
Oakland city minimum. Expensive housing despite lower wages than SF.
California Fast Food Workers: The CA fast food minimum wage was raised to $20/hr for fast food chain workers (AB 1228) effective April 2024. Healthcare workers have a phased minimum starting at $21–23/hr under SB 525.

📖 California Tax Guide for Workers 2026

California State Income Tax

California uses a progressive income tax system with 9 brackets (1%–13.3%). Unlike federal taxes, California has a relatively low standard deduction of $5,202 for single filers in 2026, meaning more of your income is subject to state tax compared to federal tax.

State Disability Insurance (SDI)

California workers pay SDI at 0.9% of gross wages with no wage ceiling since January 2024. SDI provides short-term disability benefits and Paid Family Leave (PFL) — you may be eligible to receive up to 60–70% of your wages if you need to take time off for a qualifying disability or family reason.

California vs. No-Tax States

Compared to Texas or Florida (0% state tax), a California worker earning $52,000/year pays approximately $2,100–$2,500 more in state taxes annually. However, California offers benefits including disability insurance, paid family leave, strong worker protections, and higher minimum wages.

California Overtime Law

California has stricter overtime rules than federal law: overtime (1.5× rate) applies after 8 hours in a single day (not just 40 hours/week). Double time (2× rate) applies after 12 hours in a day or after 8 hours on the 7th consecutive day worked. This can significantly increase take-home for hourly workers who work long days.

CA Tax Tips: Maximize your 401(k) contributions — these reduce your CA taxable income, lowering both federal and state tax. CA SDI contributions are no longer deductible on federal returns (eliminated after TCJA), but SDI benefits you receive are not taxable at the federal level.

California COLA & Living Wage

California has the highest cost of living of any U.S. state. The MIT Living Wage Calculator estimates a single adult in Los Angeles needs ~$30–35/hr to meet basic needs without government assistance. In San Francisco, the equivalent is closer to $38–42/hr. A $17/hr minimum wage, while the highest state minimum in the U.S., still falls short of a true living wage in California's major cities.

❓ Frequently Asked Questions

The Minnesota minimum wage is $11.13/hour for large employers (annual sales over $500,000) and $9.08/hr for small employers. Minneapolis has its own higher minimum of $15.57/hr. Minnesota adjusts annually for inflation.

Minnesota has progressive income tax from 5.35% to 9.85%: 5.35% on income up to ~$30,070, 6.80% to ~$98,760, 7.85% to ~$183,340, and 9.85% above that. The standard deduction for single filers is $14,575 (2026).

$25/hr (~$3,200/month after MN taxes) is comfortable in Greater Minnesota but tight in the Twin Cities metro. Minneapolis/St. Paul 1-bedrooms average $1,300–$2,000. Rochester and Duluth are more affordable at $800–$1,300. Most financial advisors recommend budgeting 30% of take-home for housing (~$988/month) — which is very difficult in coastal CA metros at $25/hr.

No — Minnesota has no mandatory SDI. However, Minnesota has a Paid Family and Medical Leave (PFML) program launching January 2026 requiring small contributions from employers and employees. Benefits: up to 12 weeks of paid leave at 90% of wages for lower earners.

At $52,000/year, Minnesota workers (~5.35% effective) take home ~$38,400 vs Wisconsin workers (~4.4% effective) ~$39,500. Wisconsin workers keep about $1,100 more per year. However, Minneapolis offers significantly more career opportunities than most Wisconsin cities. These rules apply to most non-exempt employees regardless of industry.